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Josephina Laly. Spreadsheet. August 26th , 2021.

In the past, the easiest way to share a small database was to create a spreadsheet and email it to your collaborators. This time-tested method has withstood more sophisticated competition for several reasons: First, databases are still tricky for some people to understand. While relational databases can be thought of as tables that have several indexes, this is more than many people want to deal with. Second, the collaboration tools are tough to learn and use. Look at how many people still use Lotus Notes for email and not much else. And since most of us are comfortable with email, using it as the transportation system isn’t all that taxing. Until the day comes when three people are working on the same spreadsheet and make conflicting changes.

If the forgotten Excel password is associated with the file that contains the workbook then this password also needs to be bypassed. You will need to find software that unlocks all types of passwords, for files, workbooks and spreadsheets. Some of these products offer a free demo that will show you the first two characters of your password. This may be enough to jog your memory, otherwise you will need to purchase the product.

Such software allows you to compare Excel documents as if you were editing it from the spreadsheet itself. Commenting can also be a possible feature that you can utilize with a comparison software. You can also convert data into reports after making changes or updates to the data entered on your spreadsheet. With this easier option in comparing files you can surely make the most out of your time and be more productive with your paper work.

What I liked most about our ”Forever” Portfolio is that it eliminates most risk. As a lifelong entrepreneur, I really believe that after 40 years of trading and investing, I understand the nature of the unknown and investing RISK. It’s not about going into a spreadsheet, hand picking some dates and blend of assets to see what did best, and then going out and buying those investments. If investing were that easy we’d all be filthy rich!

There are other ways to import data into your database, including using Web forms or setting up a special email inbox that will post the information automatically. These tasks will take some skill and some HTML knowledge, however. Other tools require more programming skill to do what Trackvia does with a few mouse clicks, or are more cumbersome to manipulate, or don’t have the automatic defaults that make setup as easy as Trackvia. Did I mention the cost? $10 per month per user. This includes an unlimited number of databases and up to a GB of attachment storage (meaning that you aren’t charged for the actual records themselves that are stored). If you sign up before October 1 for an account, the company will give you several additional features free.



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These Budget spreadsheets are provided together with budget software. Going over it is easy particularly because such kind of software is created so that any person can use it easily. Couples with kids or not, a single person who does not have a knowledge about management accounting and young people who want to learn about how to effectively manage their money are some of the people that a budget software can be useful. Thus, it is worth it to purchase such an item and get a start on wise management of finances.

This is why I find it so absurd when some analyst or pundit claims that an asset like gold is ”worthless” in an investing portfolio because of some biased spreadsheet work they did. I wonder if these people have ever gotten far enough away from their spreadsheets to see how the world markets really work? Having some portfolio insurance like gold around is a really splendid idea. YES, the Forever Portfolio holds gold, silver and displays a good record with other assets likes stocks (mainly ETFs), bonds and cash. But what in history suggests this is not a good idea? Show me the flaw! Show me the data? It doesn’t matter what your chart is showed worked best over a particular time period. The fact is that concentrating your bets is dangerous, and sometimes your stocks and bonds don’t payout on your timetable. This is just how life works. I am finding out more each day. Diversifying a little bit is prudent.

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